Product Structure

Prosperavest FGN TBILLs product structure

The FGN TBILLs token is an ERC-20 compliant digital asset representing an investor’s proportional stake in the FGN TBILLS vault, a smart contract pool of short dated Nigerian Treasury Bills (T-Bills). By depositing eNsc, users mint FGN TBILLs tokens, granting legal claim to the vault’s underlying assets. Investors self-custody tokens in whitelisted wallets, bearing sole responsibility for security.

Minting, redemption, and transfers require SEC compliant KYC/KYB/KYT, with transactions restricted to verified wallets. Each FGN TBILLs token is 1:1 backed by Nigerian T-Bills and eNsc liquidity, auditable on-chain and verified monthly by Nigerian regulators.

ProsperaVest will operate as a SEC registered Digital Asset Operating Platform (DAOP), partnering with licensed custodians, legal advisors, and auditors to ensure compliance with Nigeria’s Investment and Securities Act. Redemptions settles in a First-In-First Out Queue book order within one to three business day.

Designed for Web3 CFOs, DAOs, and retail investors, the FGN TBILLS vault democratizes access to low risk, yield bearing sovereign debt bridging crypto liquidity and Nigeria’s financial future.

Prosperavest ESG Vault Strategy

The FGN TBILLS vault prioritizes capital preservation, liquidity, and risk-adjusted yield by anchoring its holdings to short-duration Nigerian Treasury Bills (T-Bills) sovereign debt instruments backed by the Federal Government of Nigeria. These T-Bills serve as the vault’s cornerstone, offering institutional grade stability through their sovereign guarantee and deep liquidity in Nigeria’s secondary markets.

Diversification across multiple T-Bill issuances and partnerships with SEC licensed custodians mitigate concentration risk, while monthly on-chain audits verify the 1:1 backing of every FGN TBILLs token.